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Monday, October 12, 2026

Author

Ray Kowalski

Ray Kowalski covers Funding, Smarthome and Reviews.

Articles by Ray Kowalski

Venture Capital vs. Revenue-Based Financing: Which Fits Your Business

Venture Capital vs. Revenue-Based Financing: Which Fits Your Business

Ray Kowalski

The Science Funding Pipeline, Explained From Grant to Lab Bench

The Science Funding Pipeline, Explained From Grant to Lab Bench

Ray Kowalski

Convertible Notes vs SAFE Notes: Which Instrument Founders Actually Choose

Convertible Notes vs SAFE Notes: Which Instrument Founders Actually Choose

Ray Kowalski

Product-Market Fit: How Startups Know When They've Found It

Product-Market Fit: How Startups Know When They've Found It

Ray Kowalski

Stacked cap-table folders on a quiet office table

What a Down Round Actually Does to Your Cap Table, Ratchet by Ratchet

Ray Kowalski